Loan Programs
Residential Fix & Flip
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Term
12 Months
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Loan Amount
$50k to $2.5M+
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LTV
Up to 85% of the purchase price;
Up to 65% Refinance;
Up to 50% Cash-Out
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Property Types
Non-owner occupied 1-4 family residential
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FICO
No set minimum
After Repair Value (ARV)
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Term
12 Months
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Loan Amount
$75k to $2.5M+
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LTV
Up to 85% of the purchase price;
up to 100% of renovation costs;
Not to exceed 75% of the ARV
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Property Types
Non-owner occupied 1-4 family residential
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FICO
600 minimum
Bridge Financing For Rental Properties
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Term
18 Months
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Loan Amount
$50k to $2.5M+
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LTV
Up to 85% of the purchase price;
Up to 65% Refinance;
Up to 50% Cash-Out
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Property Types
Non-owner occupied 1-4 family residential
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FICO
No set minimum
Short-Term Financing for Commercial Properties
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Term
18 Months
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Loan Amount
$100k to $2.5M+
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LTV
Up to 70% of the purchase price;
Up to 50% Refinance;
Up to 50% Cash-Out
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Property Types
Mixed-use; office buildings; apartment complexes (5 units+); retail spaces
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FICO
600
Buy-to-Rent Loans
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Term
24 Months (12-Month Extension Available)
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Loan Amount
$50k to $2.5M+
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LTV
Purchase - Lesser of up to 75% of the As-Is Value or Up to 75% Loan-to-Cost;
Refinance - Up to 70% of the As-Is Value
Cash-Out - Up to 65% of the As-Is Value
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Property Types
1-4 Family & Multi-Family Non-Owner Occupied Real Estate; Condos; Townhomes; 5+ Apartments; Mixed-Use Properties
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FICO
660 Minimum
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Property Value
"As-Is" Appraised Value Must Be Greater Than $75k
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Rent Coverage Ratio
1.25